The Revenue & Retention Platform for Banks, ISOs, Fintech's, and Payment Processors

Turn every merchant into a recurring revenue stream — beyond merchant services

Payments Alone Are No Longer Enough


Commoditized Processing Margins

Processing is a race to the bottom on price..

Merchant Churn

Merchants leave for better rates or more value.

No Differentiation

Most providers offer the same core services..

Limited Revenue Per Merchant

Growth is capped without new monetization streams.

To grow, partners must go beyond payments and deliver ongoing value.

The Platform Your Merchants Will Use Every Day

Cost Savings™- A unified platform that drives merchant engagement, reduces churn, and unlocks new revenue streams for partners.

Membership + Mobile App
  • Employee discount marketplace
  • Business-branded mobile app
  • Engagement and retention engine
AI Cost Savings Engine
  • Preferred Vendor Pricing (GPO)
  • Bill auditing + monitoring
  • Continuous savings detection & engagement
Embedded Financial Services
  • Low-cost payroll
  • Lending and checking
  • Future: Cost Savings credit card


🔒 Patent-Protected AI Technology — U.S. Patent No. 11,875,374 — Proprietary AI-driven cost-auditing technology secured.
From Features to Revenue:

Preferred Vendor Pricing (GPO)

Show immediate savings in the first conversation

Employee marketplace

Drives daily engagement & retention

AI Audit Engine

Finds hidden savings automatically

Lending / Payroll

Built-in reason to upsell every merchant

PARTNER VALUE
How Partners Win

+30–50% more revenue per merchant (beyond processing)

Increased merchant lifetime value (LTV)

Lower churn via embedded benefits + savings

New revenue from payroll, lending, and AI tools

PARTNER WORKFLOW
How Partners Monetize CostSavings

CostSavings integrates seamlessly into existing merchant onboarding processes, providing partners with a powerful new avenue for revenue generation and merchant retention. It transforms every merchant interaction into a long-term, high-value relationship beyond standard payment processing.




Residuals on Membership

Earn consistent, recurring income from every merchant on the CostSavings platform.

Rev Share on Financial Products

Monetize upsells of payroll, lending, and AI tools with attractive revenue-sharing models.

Increased Retention

Reduce merchant churn by embedding valuable savings and benefits directly into their operations.

Strengthened Relationships

Deepen partner-merchant loyalty through continuous value delivery and support.

ISO Revenue Calculator
Get Started in 30 Days
01
Schedule Demo

See the platform live and explore fit

02
Review Partnership Terms

Align on terms and partnership structure

03
Launch Pilot

Onboard your first merchants

04
Roll Out to Merchants

Scale across your portfolio

Begin Partner Onboarding