The Revenue & Retention Platform for ISOs, Banks, and Payment Processors
Turn every merchant into a recurring revenue stream — beyond payments
The Platform Your Merchants Will Use Every Day
Cost Savings™- A unified cost savings, engagement, and financial platform that increases retention and unlocks new revenue streams for partners.
Membership + Mobile App
  • Employee discount marketplace (closed-loop)
  • Business-branded mobile app
  • Engagement and retention engine
AI Cost Savings Engine
  • AP spend ingestion (live today)
  • Bill auditing, monitoring, tax optimization
  • Continuous savings detection
Embedded Financial Services
  • Low-cost payroll
  • Lending and checking
  • Future: Cost Savings credit card

🔒 Patent-Protected AI Technology — U.S. Patent No. 11,875,374 — Proprietary AI-driven cost-auditing technology secured.
PARTNER VALUE
How Partners Win
+30–50% additional revenue per merchant
Increased merchant lifetime value (LTV)
Lower churn via embedded benefits + savings
New monetization: payroll, lending, AI tools
PARTNER WORKFLOW
How Partners Monetize CostSavings
CostSavings integrates seamlessly into existing merchant onboarding processes, providing partners with a powerful new avenue for revenue generation and merchant retention. It transforms every merchant interaction into a long-term, high-value relationship beyond standard payment processing.


Residuals on Membership
Earn consistent, recurring income from every merchant on the CostSavings platform.
Rev Share on Financial Products
Monetize upsells of payroll, lending, and AI tools with attractive revenue-sharing models.
Increased Retention
Reduce merchant churn by embedding valuable savings and benefits directly into their operations.
Strengthened Relationships
Deepen partner-merchant loyalty through continuous value delivery and support.
From Features to Revenue:
GPO (Vendor Savings)
Instant merchant ROI story
Employee marketplace
Stickiness + daily engagement
AI audit engine
New revenue streams
Lending / payroll
Immediate savings = easy sale
ISO Revenue Calculator